Tag Archives: home buying tips

Prequalification is an important step in the home buying process

Prequalification is an important step in the home buying process. It is simple and allows a mortgage lender to do a snapshot of your credit, debt, and income and give you a projected loan amount that you qualify for. Most REALTORS … Continue reading

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Lender Checklist: What You Need for a Mortgage

  □         W-2 forms — or business tax return forms if you’re self-employed — for the last two or three years for every person signing the loan. □         Copies of at least one pay stub for each person signing the … Continue reading

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Pre-Qualification and Pre-Approval

Many buyers apply for a loan and obtain approval before they find the home they want to buy.  Why? Pre-qualifying will help you in the following ways: Generally, interest rates are locked in for a set period of time. You will know … Continue reading

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An overlooked step in the home buying process

Prequalification is an important step in the home buying process. It is simple and allows a mortgage lender to do a snapshot of your credit, debt, and income and give you a projected loan amount that you qualify for. Most REALTORS … Continue reading

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