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Tag Archives: mortgage
Prepayment is when you make additional mortgage payments so you pay down your mortgage early. This reduces your overall cost borrowing, you may be able to drop your private insurance early.
In some states, lenders are considered the owners of mortgaged land and hold legal title, while the borrower has equitable title. Other states are lien theory states because they consider the borrowers to be the owners of mortgaged property, lenders … Continue reading
When we talk about equity, we find the difference between the fair market value of the home and outstanding balance on your mortgage plus any outstanding home equity loans.
The closing costs on a loan are fees you may have to pay when you purchase a home. These fees include application fees; title review, abstract of title, title insurance, and property survey fees; fees for preparing deeds, mortgages, and … Continue reading