The monthly mortgage payment bill is the lowest it has been in decades. For example, if you were to put 20 down on a median-valued home ($154,400), only 12.1% of your monthly income would be used to pay down the mortgage or $616. The low mortgage payment in conjunction with the rising rent prices throughout the U.S., it is now cheaper to own a home rather than renting one (on a monthly basis) in 98 out of the 100 metro areas in the U.S. This is the perfect opportunity to buy for those with good credit as you are more likely to get approved for the mortgage loan. According to Zillow, the prices of lower-tier properties are rising and the higher-tier properties are falling
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