The closing costs on a loan are fees you may have to pay when you purchase a home. These fees include application fees; title review, abstract of title, title insurance, and property survey fees; fees for preparing deeds, mortgages, and settlement documents; attorneys’ fees; recording fees, estimated costs of taxes and insurance; and notary, appraisal, and credit report fees. Under the Real Estate Settlement Procedures Act, the borrower receives a good faith estimate of the closing costs within three day of the application.
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